As a mortgage consultant, my job is to provide my customers with what is likely to be the largest debt they will ever have in their lives.  I believe that this obligates me to personally ensure they have the proper understanding and resources to effectively manage this debt.  I do this by spending a portion of each and everyday using resources such as the Mortgage Market Guide and the Loan Toolbox to make sure I am at the top of my game.

     My responsibility starts by evaluating each individuals needs and goals to determine the best way to structure their mortgage.  From time of pre-qualification through the day of closing, my customers and realtor partners know that I will be with them every step of the way.  Communication and education are the most important pieces of the puzzle.  These basic ideas ensure that we will be at the closing table on time and that everyone has a smile on their face on day of settlement.

     Watching my customers be handed the keys to their new home is only the first step in my journey with them.  Through the use of newsletters, market updates, and annual mortgage reviews, my clients know they can count on me to be here for them should their situation or market conditions change.  Whether they are in need of stepping up to a bigger home, refinancing their existing mortgage, or enrolling in a mortgage acceleration program, I will guide them through the maze of options and assist them in making the right decisions.

Pleasant Valley Home Mortgage Corp.... Our staff have been fulfilling customers' real estate financing needs for 25 years.  Using today's advanced automation systems, we provide our borrowers with tools and resources to make obtaining a mortgage loan from us a fast and efficient process. Offering a wide selection of products, great rates and flexibility, we tailor mortgage solutions to meet our borrower's needs.

What We Offer:

A Simple Mortgage Process Our borrowing process is fast, simple and hassle-free.  We have eliminated much of the paperwork involved in applying for a mortgage loan in the traditional manner.  With Pleasant Valley Home Mortgage Corp., you can inquire about a loan through the Internet, over the telephone or by fax.  If you have any questions, our dedicated loan consultants will be happy to assist you. 

Fast Credit Decisions and Closings Our online mortgage approval system expedites the loan approval by accessing national underwriting guidelines and confirming the conditions required for loan approval.  You no longer need to provide the excessive information and documentation that was required under the traditional application process.  As a result, it is possible for a loan to close within 14 days of receipt of the completed loan application and documentation (although we can't guarantee that every loan will close that quickly).

Big Savings Our automated systems and streamlined mortgage process have created an extremely cost-efficient mortgage operation.  We produce big savings for borrowers by eliminating the high-commissioned loan officer, acquiring loan sources with low rates, origination fees, points, and other charges, as well as negotiating reduced fees for escrow, title insurance, appraisal, credit reporting and other mortgage services.

Personal Service After submitting your loan application, a loan officer will personally assist you through each step of the mortgage process by helping you meet your loan approval conditions through coordinating the signing of your closing documents.

"Everything was handled very well...  Open communication and always available."

-Michael & Michele Hetzel

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"Karl was excellent.  He was very responsive and knowledgeable."

- Cristina Vacca

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Dear Karl,

"Just a note to say a huge THANK YOU for your help in securing my new townhome. I move in tomorrow and want you to know how much I appreciate your help in getting me to this point.

Thank you for guiding me through this process in such great detail. You were careful to explain everything to me in "layman's" terms to make sure I understood, and thanks to your careful eye on what was happening with the economy I was able to get that monetary break from FHA! I always felt that you were working in my best interest, and cared that you were doing the best job possible to meet my needs.

I could not have had a more positive experience, and within the next few days I will report my experience online via my subscription to Checkbook.org which is used heavily in our area for referrals. I am very glad I came to the ACC the day Superior was here!

As I mentioned to you, I always noticed the tag line in your emails that said if I felt I was not receiving five star service to contact Mr. Cors. Well I am pleased to report to Mr. Cors that the service I received from your office exceeded my expectations.

It was a pleasure doing business with you.

Kind regards,"

Lauri Nichols

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"As a first-time home-buyer I was a little uneducated on certian terms & principles, but Karl did an excellent job of making a very stressful situation more bearable to handle.  An asset to the company."

Erin Sweeney

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"We appreciated his knowledge in the program that was able to get us into our 1st home.  We appreciated his constant in contact attitude.  Thank you!!!"

Cristina Trejos

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"Karl was wonderful.  He was always one step ahead.  He made himself completely accessible.  He was extremely knowledgable.    Well spoken & very thoughtful."

Michelle Dougherty

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"Karl's customer service is exceptional!!  Very attentive and knowledgable.  Also, Anton & Lillie are especially helpful, knowledgable, pleasant & efficient.

A great team!

Thank you"

James and Lucinda Reilley

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"He was always prompt to respond and was on top of everything.  It was a stressfree experience, as much as getting a mortgage can be."

Erik & Susanne Spence

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"It was a pleasure working with Karl.  He did everything in a timely manner for my clients and they were very pleased with his services.  I was quite happy with all the updates and informative emails that I recieved from him.  I was especially surprised to see him at closing.  He made my job so much easier! Thank you Karl!"

Cindy Cori (Cardinal Real Estate Services)